MANAGEMENT

• PRESIDENT OF THE BOARD

Marc Muller

Chartered Accountant & Certified Auditor

• Former Professor at the University Center of Luxembourg
• Graduated of IEP - Sciences Politiques - Paris, France
• Master in Economics - Sorbonne University - Paris, France

• MEMBERS OF THE BOARD

Christian Denizon

"Administrateur délégué“, Chief Executive Officer
Master in Economics, Diplom-Kauffmann and Master of Business Administration

• Master of Business Administration MBA, Sacred Heart University, Fairfield, USA
• Graduated from Institut de Formation Bancaire du Luxembourg
• “Diplom-Kaufmann”, Goethe University, Frankfurt am Main, Germany
• “Maîtrise des Sciences de Gestion”, Paris-IX-Dauphine University, France

• French, English, Deutsch

Tom Bernardy

"Administrateur délégué“, Chief Operation Officer 
Commercial Engineer and Master of Business Administration

• Graduated “Ingénieur commercial et de Gestion“,
Catholic University of Louvain (UCL), Belgium
• Graduated from Institut de Formation Bancaire du Luxembourg
• Master Business Administration MBA, Sacred Heart University Fairfield, USA (Luxembourg Campus)

• Lëtzebuergesch, French, English, Deutsch

Dr. Laurent Muller

Doctor in Economics
• Member of the Research Laboratory in Economics and Innovation - University du Littoral Côte d’Opale, France
• Master in International Business Administration (Diplom-Kaufmann) - Ingolstadt School of Business, Germany
• DEUG in Economics - University Panthéon-Assas, Paris, France

Thomas Kehder


• Independent Director

Frédéric Muller

Chartered Accountant

• Graduated from Institut Supérieur Européen de Gestion - Paris, France

• PFA TEAM

Declan o’Hannrachain

TA specialist
Fluent in English, Gaelic, Luxemburgish, French and German.

Gerry Salucci

Customer service and cash management specialist
Fluent in Italian, Luxemburgish, English, French and German.

Marta Lavaroni

Customer service
Fluent in Italian, English, French and Spanish.

Sophia Failla

Accountant
Fluent French, English and Italian.

Team